IJR News

Turn a near-ruin into principles you can actually useCulture — 6hPeople weighing big career or money calls should know Dalio's whole system began when a wrong depression call left him laying everyone off and borrowing $4,000 from his father.

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Maya Lindstrom Laying off the whole staff and borrowing from family sounds brutal, but it makes sense that it forced him to build a more disciplined way of thinking at Bridgewater.

UK Mortgage Rates Climb, Borrowers Weigh OptionsFinance — Sep 30, 2026As mortgage rates rise, homeowners are weighing refinancing, paying off loans or investing spare savings, while tools can help compare deals and avoid higher variable rates. In Ireland, the Mortgage to Rent scheme offers some borrowers in arrears a way to remain in their homes as tenants, though rising property values may make some ineligible; one borrower’s complaint about Better.com also underscores the importance of understanding fees and credit checks before applying.

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How to jump-start a carLifestyle — Sep 26, 2026For anyone whose battery has died and who can borrow a second car, this returns power without damage or injury.

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Maya Lindstrom This method worked for me last winter when my battery died in the cold.

Pandemic-Era Corporate Bonds Worth $4.3 Trillion Mature From 2027Tech — Sep 25, 2026U.S. companies face a mounting refinancing burden from 2027 as about $4.3 trillion in corporate bonds mature through 2031, forcing borrowers that locked in pandemic-era low rates to refinance at higher costs. Lower-rated companies are especially vulnerable, while major technology firms’ planned borrowing for AI infrastructure adds to the pressure; PIMCO says most issuers can manage, but the weakest may be squeezed sharply.

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France Rates Hit 2002 High, Swiss Inflation Climbs — Sep 30, 2026French borrowing costs have surged amid political uncertainty, while producer prices rose more than expected, adding to concerns about economic pressures. Swiss inflation also reached a two-year high in September, driven by oil prices and a weaker franc, though it remained modest compared with the wider euro area.

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Priya Raman Those rising French producer prices on top of the rates surge point to more cost pressure for households ahead.

Most Influential Women in World HistoryYourlist — RankingFrom ancient queens who ruled empires to modern activists who changed laws, these women left indelible marks on politics, science, and culture. Vote for who you think shaped history most profoundly.

Rising Bond Yields Weigh on Stocks — Sep 28, 2026Rising U.S. Treasury yields, fueled by inflation concerns and higher oil prices, pushed stocks lower as investors braced for borrowing costs to remain elevated. Higher yields have also lifted mortgage rates above 7%, weighing on homebuilder stocks and making housing more expensive.

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Nicole Hardy Borrowing costs aren't coming down soon, so expect more pressure on the market until these inflation concerns ease up.

Fed Rate Increase Raises US Borrowing Costs Across Loan Types — Sep 16, 2026Across major economies, borrowing costs are rising and uneven: the U.S. Fed’s rate hike signals higher borrowing costs with AI investment keeping some sectors buoyant while housing cools and consumer debt burdens grow; meanwhile, Korea reports new-credit loans now costing more than existing loans, reversing a prior gap.

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UK sells £4.25bn gilts at highest yield since 1999 — Sep 28, 2026Britain’s 10-year borrowing costs reached about 5.38%, their highest level since 1999, as investors demanded higher returns amid inflation concerns and heavy government debt. The rising interest bill threatens to narrow the government’s options in the upcoming budget, putting planned public spending under pressure.

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Marcus Bell Back to 1999 levels on 10-year gilts leaves little room for new spending without tax rises.

G7 Plans Up to 100 Million-Barrel Reserve Release — Sep 29, 2026The Energy Department is offering up to 40 million barrels from the Strategic Petroleum Reserve through exchanges, completing the U.S. portion of a coordinated international release; borrowers must return the crude with extra barrels. The move may add crude to markets but is unlikely to quickly ease shortages of specialized Group III base oils, and analysts say limited refining capacity may dampen buyer interest.

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Norway Hikes Rates, Sweden Signals Possible Tightening — Sep 22, 2026Norway raised its policy rate to 4.5% and said borrowing costs may stay high, while Sweden held at 1.75% but signaled a likely increase before year-end. Both moves reflect concern that energy-price pressures could keep inflation elevated.

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Credit Acceptance Agrees to $710 Million Auto-Lending Settlement — Sep 17, 2026Credit Acceptance agreed to a roughly $710 million multistate auto-lending settlement, with $634 million in debt forgiveness for more than 55,000 borrowers and no admission of liability.

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Rachel Meyers Forgiving that much debt shows how many of these loans were unaffordable from the start.

New York Pizza vs Chicago Deep DishYourlist — VS BattleThe foldable slice versus the fork-and-knife casserole — America's longest-running food fight.

AI Debt: Investors Demand Premiums, Favor Traditional Issuers — Sep 22, 2026The U.S. corporate bond market is splitting: AI-related issuers are facing caution and wider concessions as hyperscalers’ borrowing needs rise, while traditional issuers like financial and industrial firms continue to attract strong demand. With Goldman Sachs forecasting hyperscaler debt at about $420 billion next year and overall U.S. issuance rising, investors remain selective, pricing some AI-related deals as higher-risk and seeking clarity on future returns.

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Stocks Rebound as Oil Eases After Fed Hike — Sep 14, 2026US stock futures dipped as the 10-year Treasury yield rose above 5% ahead of the Federal Reserve decision, underscoring higher borrowing costs and persistent rate-inflation concerns. Oil climbed on Middle East tensions, while bond–equity ETFs showed reduced diversification benefits as rates stayed elevated and markets sold off.

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U.S. Banks Raise Prime Rate to 7% — Sep 16, 2026U.S. Bancorp, Fifth Third Bank, and other large U.S. lenders have raised their prime lending rates to 7.00% from 6.75%, with U.S. Bank setting the new level to take effect on September 17, 2026 and others moving in after the Federal Reserve’s rate hike. The changes are designed to lift banks’ net interest income but may raise borrowing costs for consumers and businesses, even as executives express optimism about the economy.

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Dana Whitfield This rate hike will squeeze borrowers just when the economy needs stability most.

Banks Mark Down Oracle’s $18B Data Center Loans Amid Stalled Sales — Sep 18, 2026Banks are struggling to place about $18 billion of loans backing Oracle’s Project Jupiter data center in Doña Ana County, New Mexico, with the debt quoted at 89 to 91 cents on the dollar as investor concern grows over Oracle’s rising borrowing and weak credit metrics. Local opposition and regulatory hurdles, including a halted natural gas pipeline plan, compound financing challenges for the Oracle-OpenAI AI infrastructure project.

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Can you actually read a map?Quizie — QuizFifteen world-geography questions. Most people miss at least three — the AI grades you and names your traveler rank.

Federal Data Flags 500 Colleges’ Loan Nonpayment — Sep 16, 2026Federal data show about 500 colleges where at least 40% of recent loan borrowers aren’t repaying, a pattern concentrated in for-profit schools amid calls for greater accountability and potential revenue cuts for underperformers. At the same time, the nonprofit sector is expanding its role by providing substantial liquidity, grants, and free access programs to stabilize higher-ed financing, highlighting a debate over value and oversight in the for-profit sector.

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Global Bond Selloff Pushes Yields Higher, Fed Hikes RatesFinance — Sep 11, 2026Global bond yields rose amid higher oil prices and persistent inflation pressures, fueling expectations of a Federal Reserve rate hike and impacting borrowing costs in the US and Canada. The jump in yields reflected investor concerns about inflation, debt, and geopolitical tensions, with cross-border spillovers evident in Canadian mortgage rates and international bond markets.

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Bank of England pauses gilt sales until 2027 while keeping 2034 unwind target — Sep 17, 2026The Bank of England has redesigned its quantitative tightening plan, halting long-dated gilt sales and steering the unwind toward shorter and medium maturities while targetting zero long-dated holdings by 2034; it will pause open-market sales and potentially sell via the Debt Management Office to smooth supply and avoid weak pricing. The changes, unfolding over about eight years, aim to reduce the Asset Purchase Facility and manage higher borrowing costs while maintaining a clear path for investors and taxpayers.

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Young Argentines’ Debt Crisis Tests Milei Support — Sep 9, 2026A surge in household debt, led by Argentina’s young, is straining families as high costs and weak job prospects push borrowing to cover basics, with delinquency among under-25s at about 37.6% and roughly half of the population in debt. Lawmakers, unions, and debtors are pressuring President Javier Milei’s government to consider relief measures such as interest-rate caps and refinancing, signaling a political test ahead of next year’s election.

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Jared Kim Milei's economic reforms are clearly struggling when young workers need loans just to afford food and rent.

TTM Prices $500 Million Notes for Epiq Acquisition — Sep 10, 2026TTM Technologies priced and announced a $500 million senior notes offering due 2034 to fund the proposed acquisition of Epiq Solutions, with proceeds plus incremental term loans expected to support the deal and potentially reduce other borrowings. The notes are guaranteed by subsidiaries, and if the Epiq transaction does not close by a defined outside date, TTM must redeem the notes at par plus accrued interest, underscoring a tight linkage between the financing and its acquisition strategy (including potential funding for Swiss Technology Group).

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Derek Foss TTM locking the notes to the Epiq close makes sense, but that outside date redemption could leave them holding extra cash if the deal slips.

Asian Stocks Rise Ahead of Expected Fed Hike — Sep 16, 2026Asian shares edged higher after bouts of declines as investors prepared for the Federal Reserve’s anticipated 25-basis-point rate hike, with yields around 5% and commodities like Brent near $108 a barrel signaling caution ahead of the decision; Korean markets led gains while broader sentiment stayed cautious due to higher borrowing costs and ongoing inflation concerns. Market expectations point to a roughly 92% probability of a hike, and analysts warn that volatility may rise post-announcement as traders weigh policy forward guidance and its impact on equities and the dollar.

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Rachel Meyers Korean markets leading the gains shows some investors are still willing to take risks before the announcement.

JPMorgan Ends Lending After AI Fund Loses 67% — Sep 11, 2026JPMorgan ended its lending relationship with Situational Awareness, the AI-focused hedge fund founded by Leopold Aschenbrenner, after the fund suffered a 67% drop in July and faced a margin call that led to liquidating much of its public equity; other major banks remain lenders, illustrating a cautious stance by prime brokers toward highly leveraged AI-related bets. The move follows the fund’s heavy exposure to AI and semiconductor equities and underscores the risks of borrowed funding in concentrated, technology-focused strategies.

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Student Loan Borrowers Face Debt Collectors After Defaulting — May 5, 2025As of Monday, millions of student loan borrowers could be facing debt collectors after going into default on their loans during the Biden administration. According to Fox Business , notices have been sent to borrowers…

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UK finance minister Healey flags high borrowing before budget speechWorld — Sep 6, 2026

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